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If there is zero nicotine some insurers may consider lower pricing depending on the circumstances. The price someone pays depends on lots of different things, from their age and health conditions to their job and amount of cover, so the only way to know is by asking for a quote

Those who smoke are much more likely to develop symptoms of COPD, but secondhand smoke can also be the cause

House of Representatives Report to Subcommittee on Health and Environment, Committee on Energy and Commerce

Secondly, the nicotine in cigarettes and tobacco causes microinflammation of hair follicles and desensitization of receptors

According to the ASH survey, 10% of over-18s in Great Britain said they vaped, an estimated 5.5 million people