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The S&P 500 ESG Index achieved these impacts with 83 bps of tracking error over the past five years and excess returns of 0.53% over the same period.[4] However, since the five-year return figure includes history that was built before the index was launched, it is worth paying special attention to the past oneyear period, over which timeframe the S&P 500 ESG Index exhibited excess returns of 2.68% against the benchmark S&P 500, with 1.09% of tracking error (see Exhibit 4)

Smoking is the leading cause of preventable illness, causing more than 100,000 deaths a year in the UK

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If it is too loose, it may burn too quickly

And this is not the first time we lost Americans in a terrorist attack